You can substitute Cream of Onion soup for the Cream of Mushroom if your taste buds prefer it!
1 lb ground beef or ground turkey
1/2 onion, diced
1 (1.25 oz) package taco seasoning
6 flour tortillas
1 (16oz) can refried beans
2-3 cups shredded sharp cheddar cheese
1 can cream of mushroom soup
4 ounces sour cream